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Tag archive: PSD2
Banks and third parties can both profit from XS2A
23
Mar
2017
The European Banking Authority (EBA) recently published the final draft of the Regulatory Technical Standards on Strong Customer Authentication, which is a crucial part of the PSD2 legislation. This final draft is the starting point for companies to bring their new products to the market. And although banks generally seem to believe that the regulation […]
Banks well and ready for PSD2 innovation surge
13
Feb
2017
If you ask Gijs Boudewijn, deputy director of the Dutch Payments Association, payment processing will become increasingly automated in the future and will become part of a seamless user experience following the formal implementation of the new Revised Payment Service Directive (PSD2) next year. And this is just one of the many changes we can […]
Making PSD2 access to accounts work in practice
20
Dec
2016
There is a massive trend in many industries for co-development of solutions. Apple does not develop all apps themselves but provides a platform for others. Supermarkets do not bake the bread themselves but provide shelves for others to populate. Amazon does not produce own books and electrical goods but provides the means for others to […]
PSD2: blessing or a curse for interoperability?
16
Nov
2016
The PSD2 guidelines are not necessarily the solution to a better interoperability in the European banking world. Banks will update their legacy systems because of these guidelines, which should ensure the harmonization and standardization of payments. But the risk of fragmentation lies in wait, says chairman of the e-Payments committee of Ecommerce Europe Paul Alfing.
How PSD2 will get banks out of their comfort zone
25
Oct
2016
The Payment Services Directive 2 (PSD2) will affect the banking world starting in 2018. Traditional parties wonder whether this European legislation means the end of their share of the payment market and the start of a new era for new players. On the other hand, the new legislation seems to offer opportunities. But where is […]