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Tag archive: bank

Great user experience is the primary goal, then start thinking about scaling

In order to become innovative, companies need the right people with the right skillset in the right teams. There should also be an infrastructure in place to remove barriers of compliancy, according to our previous blog on innovation at Dutch bank ING. The next step is the actual work; how can ideas be turned into […]

Real-time payments in Sweden: one million users and still counting

Real time is real time, according to Bankgirot, the clearinghouse responsible for the introduction of a real-time payment platform in Sweden. ‘Real-time payment’ refers to the money leaving one account in real time, appearing on the other account at the same time, being settled in real time, and then processed on the account statement in […]

Controlled Access to Payment Services

This blog post is based on a whitepaper written by Michael Salmony, Executive Advisor Equens SE. There has been some intense debate on European legislation that would require banks to grant third parties access to their customer accounts. This debate was fuelled by the Payment Services Directive 2 (PSD2), which was published about a year […]