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Tom Nijenhuis
Tom Nijenhuis is General Managers Corporate Affairs at Equens. He is responsible for Strategy, Communications and Legal. Tom has been working for Equens since 2004. In his various roles he has gained a lot of experience and knowledge about the European payments industry. In his current role his focus is on technical and legal developments in the payments industry, as well as changes in the payment behaviour of consumers.

All articles by: Tom Nijenhuis

Interesting times in the world of payments

In all fifteen years that I have worked in the world of payments, I have never seen a more interesting period than the past few years. Just think about it: in the past, banks led major developments in the payment industry, which usually lasted for decades. ATMs, for example, have existed for more than half […]

SIBOS day 3 – How API’s can be the game changer for the financial industry

The panel discussion on the third day of SIBOS revolved around open banking and API’s. It was titled as ‘Disruptive threat or innovative opportunity’. The panel was formed by Jonathan Davey (Executive General Manager, NAB Labs & NAB Ventures at National Australia Bank), Erik Zingmark (Co-Head of Transaction Banking at Nordea), Louise Beaumont (Strategic Advisor, […]

Sibos day 2- Although Blockchain is interesting, it is far from mature

Distributed Ledger Technology (DLT) should be a solution to address a particular problem and not a solution looking for a problem. That was one of the key messages during the session ‘Blockchain and payments: Lessons learnt and future prospects’ on the second day of SIBOS. The panel members discussed ‘the initiatives across the globe to […]

SIBOS day 2 – A discussion about the role of payment infrastructures in the era of instant

On the second day of SIBOS, equensWorldline’s CEO Michael Steinbach was present during the panel discussion. The topic of the discussion was ‘Complementary or competitive? The role of payments market infrastructure and correspondent banks in instant international payments’. This blog is a summary of the panel discussion. The session was moderated by Lisa Lansdowne-Higgins (Vice […]

SIBOS day 2 – Banks should learn the lessons of telco operators to fully exploit the potential of PSD2

Retail banks should position themselves as the every day digital bank with strong customer relations and provide services throughout the lives of their clients, support key events such as student loans, providing mortgages and pension plans. If they choose otherwise and follow the example of the telephone companies they may end up as a pure […]

SIBOS day 1 – How an app challenge can improve the use of Instant Payments

Banks, PSPs and tech providers can all compete to present the best app (or the prototypes) for Instant Payments on the 6th of February in 2018 in Frankfurt during the #TIPSapp Challenge. This challenge is going to be organized to stimulate the creation of apps so consumers can pay easily via Instant Payments with those […]