*

Marcel Woutersen
Marcel has been working at Equens since 1990. In his role of Senior Marketing & Communications Consultant, he is closely involved in the migration of a variety of Equens products and services to SEPA. As a spokesperson, he is additionally responsible for media contacts and drawing up press releases and other means of communication to keep stakeholders well informed about future developments and how market parties can prepare for the migration.

All articles by: Marcel Woutersen

Is a national digital currency the means to a completely cashless society?

Sweden is going cashless too quickly, according to a letter published by the Riksbank in October. The Swedish central bank wants to ensure that cash does not disappear entirely in the short term. How? The Riksbank wants to compel all banks and other credit institutions to continue to offer cash services for the time being. […]

Large-scale exercise UNITAS in Frankfurt shows the importance of European collaboration in a crisis situation

Of course, every organisation aims to prevent a crisis from happening. But sometimes, an incident or crisis beyond our control, cannot be prevented. In that case organisations need to have a plan to continue business, or resume it, as soon as possible. In order to improve business continuity and crisis communication at European level, the […]

Ready in time for Instant Payments by outsourcing the back-office processing engine

Doing it yourself, buying or outsourcing? These are the options for many banks when it comes to innovating their core processes, such as processing Instant Payments. In 2019, it must be possible to process these transactions real-time, but because these payments are made with a different scheme, they require an adaptation to the underlying payment […]

Five global indicators that we are heading towards a (nearly) cashless future

Coins and banknotes are rapidly losing ground. 2016 was the first year in which the amount of money spent with non-cash payments was higher than with cash payments, according to Euromonitor International. It is still uncertain whether we will ever completely eliminate cash. Several Swedish agencies, for example, have expressed doubts about this. Although the […]

Is the world ready to say ‘good riddance’ to cash?

Although the use of cash varies between countries, there are signs that point to the possible end of banknotes and coins. In Sweden for example, for only 13 percent of payments cash is used. According to scientists at Stockholm’s Royal Institute of Technology – the largest and oldest technical university in Sweden – that percentage […]

‘The creation of financial systems is in the Baltics mainly driven by the younger generation’

With the acquisition of First Data Baltics, Wordline has gained a leading financial processor in the Baltic States, which is one of the fastest growing economies within Europe. According to research carried out by the World Economic Forum Lithuania, Latvia and Estonia are all three in the top seven most innovative countries in Europe, with […]

Interview with Gilles Grapinet, CEO Worldline, about PSD2

A PSD2 interview with Worldline’s CEO, Gilles Grapinet, by Norfico. On Saturday 13th January, the long-awaited Revised Payment Services Directive, PSD2, has come into force in all European countries. The PSD2 is probably the most ground-breaking piece of legislation concerning the financial industry ever adopted by the EU. It has been debated endlesslyduring the past […]

Countries should work together to improve business continuity management at European level

Business continuity management is one of the essential  measures against cybercrime, because it increases the quality of internal processes and by doing so  it reduces the risk of and impact from cyberattacks. How is this business continuity managed on a European scale? Leon Strous, Senior policy advisor at De Nederlandsche Bank, explains why business continuity […]

Banks can not wait for the technological storm to lie down

Banks have to make some hard decisions if they want to survive in a new technological era. At least, that is what Holland FinTech CEO Don Ginsel thinks. His organization tries to bring the advantages of financial technology under the attention of the financial public. “There is little love for technology in the financial world, […]

Banks well and ready for PSD2 innovation surge

If you ask Gijs Boudewijn, deputy director of the Dutch Payments Association, payment processing will become increasingly automated in the future and will become part of a seamless user experience following the formal implementation of the new Revised Payment Service Directive (PSD2) next year. And this is just one of the many changes we can […]